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Monthly Budget Meetings: Week 4 of Improving Your Life

As working moms, in the home or not, we’re are always juggling many hats. If we aren’t working on something for our employer, we’re being the cook, the chauffeur, the personal shopper, the nurse, the disciplinarian or one of the other tons of jobs we take on each and every day for our family. This, of course, is on top of our duties as a wife and woman. I don’t know about you, but sometimes, I’m lucky if I can find 5 minutes to paint my toe nails once per season! 🙂 If this sounds like you then you’re in luck.
This series is all about helping us live better lives with minimal time requirement. Taking time for our mental health, improving our relationships with loved ones, organizing our home, balancing family budgets… you name it, we’ll talk about it. Stay tuned for the next post as we set our timers for 5 minutes each day to….

Improve Our Lives 5 Minutes At A Time

As many of you know, my husband and I are currently taking Dave Ramsey’s Financial Peace University I’ve said it before, but I’ll say it again… this guy is a genius! If you haven’t read his book Total Money Makeover DO IT! My husband and I have been incredibly inspired by his wisdom and have been ‘nose to the grindstone’ on his program for about 2 months now. (I’m so proud!)

So where am I going with all of this… did you know that money is the #1 topic that American couples fight about? How would you feel if I told you you could stop the fighting, communicate calmly & get on the same page with your spouse in just a few hours?

Step 1: Who Are You?

Take 5 minutes to consider what kind of a money manager you are. Do you spend like crazy and save like… never? Do you hoard every cent you make and wear your clothes till the seams give way? Knowing your positive and negative traits in relation to money BEFORE sitting down to talk with your partner is crucial.

Step 2: Set Rules & A Time Limit

Avoid starting a fight before your budget meeting even begins by setting rules. Does your spouse always loose interest and just throw their hands up in disgust when the topic of money comes up? Do you insist on being in charge of the check book every time bill paying comes around? In our house we have the following rules:

1. As the ‘type a’ member of our relationship I am required to come to the meeting with my idea, briefly explain it, then shut up & listen. (This is not as easy as it sounds! Trust me!)

2. My husband is not allowed to utter the phrase “whatever you want to do is fine” for any reason.

3. We must both participate for the full time allowed and when that time is reached we’re done, period. No pestering one another later, no guilt trips about a decision we didn’t whole heartily agree to, etc.

Step 3: Set the Timer & Go!

Put the kids to bed, turn off the TV, post your rules in front of you and set the timer. It’s go time! You’re ready to avoid arguments and frustration with your spouse & set a clear financial path for your family at the same time.

Happy Budgeting!

This game plan is a GREAT way to get you on the road to better communication and less fighting, 5 minutes at a time! We’d love to hear how this goes. Leave a comment below on your successes and challenges so we can encourage one another. Good luck & see you back next time for ways to Improve Your Life, 5 Minutes At A Time!

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