As many of you know, my husband and I are currently taking Dave Ramsey’s Financial Peace University
I’ve said it before, but I’ll say it again… this guy is a genius! If you haven’t read his book Total Money Makeover
DO IT! My husband and I have been incredibly inspired by his wisdom and have been ‘nose to the grindstone’ on his program for about 2 months now. (I’m so proud!)
So where am I going with all of this… did you know that money is the #1 topic that American couples fight about? How would you feel if I told you you could stop the fighting, communicate calmly & get on the same page with your spouse in just a few hours?
Step 1: Who Are You?
Take 5 minutes to consider what kind of a money manager you are. Do you spend like crazy and save like… never? Do you hoard every cent you make and wear your clothes till the seams give way? Knowing your positive and negative traits in relation to money BEFORE sitting down to talk with your partner is crucial.
Step 2: Set Rules & A Time Limit
Avoid starting a fight before your budget meeting even begins by setting rules. Does your spouse always loose interest and just throw their hands up in disgust when the topic of money comes up? Do you insist on being in charge of the check book every time bill paying comes around? In our house we have the following rules:
1. As the ‘type a’ member of our relationship I am required to come to the meeting with my idea, briefly explain it, then shut up & listen. (This is not as easy as it sounds! Trust me!)
2. My husband is not allowed to utter the phrase “whatever you want to do is fine” for any reason.
3. We must both participate for the full time allowed and when that time is reached we’re done, period. No pestering one another later, no guilt trips about a decision we didn’t whole heartily agree to, etc.
Step 3: Set the Timer & Go!
Put the kids to bed, turn off the TV, post your rules in front of you and set the timer. It’s go time! You’re ready to avoid arguments and frustration with your spouse & set a clear financial path for your family at the same time.
This game plan is a GREAT way to get you on the road to better communication and less fighting, 5 minutes at a time! We’d love to hear how this goes. Leave a comment below on your successes and challenges so we can encourage one another. Good luck & see you back next time for ways to Improve Your Life, 5 Minutes At A Time!